Custom Accounting App Development Cost: The Complete Breakdown

Tuhin Bhatt

Co-founder of Intelivita

  Published on May 11, 2024

  6 min read

Manual record-keeping, cumbersome spreadsheets, and disjointed tools – relying on outdated accounting processes can hinder growth and efficiency.

This is where a custom accounting app comes into play.

But, how much does it cost to build an app for modernizing accounting tasks?

Typically, a simple version cost will start at $30,000, while the complex one can reach $500,000 or more.

For a precise estimation, continue reading this guide!

It will cover key factors that influence the cost and other relevant insights to build a successful accounting app.

Let’s get started!

What is an Accounting App?

An accounting app is a software application designed to help businesses and individuals manage their financial transactions, track income and expenses, and create financial reports.

These apps aim to streamline the accounting process, making it easier to keep track of financial information and comply with tax regulations.

An example of a popular accounting app is QuickBooks.

It helps businesses, especially small and medium-sized enterprises (SMEs), to record income and expenses, track sales and purchases, and manage bank accounts and credit cards.



QuickBooks can also facilitate online payment collection through integrations with payment processors.

That way, users can create, customize, and send invoices to customers.

Do you want to build an accounting app like QuickBooks?

Connect with a reliable mobile app development firm like Intelivita to estimate your accounting software cost.

What Is the Typical Cost to Build an Accounting App?

A basic accounting app with standard features might cost anywhere from $30,000 to $100,000.

Meanwhile, the cost of complex accounting apps with advanced features can go up significantly, ranging from $100,000 to $500,000 or more.

However, a precise accounting app development cost can vary widely depending on several factors, including feature complexity and the development team’s hourly rates.

Simplifying your financial workflows has never been THIS easy!

Say goodbye to complex accounting tasks and outdated processes.

Our team of experienced developers can create a user-friendly and secure accounting app tailored to your unique business needs.

Book Your FREE consultation now

What Factors Influence the Cost of Building an Accounting App?

How much does accounting software cost?

The answers will depend on these key factors.

Scope and Complexity

The range of features and functionality you need can significantly affect the cost of building a custom accounting app.

A simple app will be less expensive than a complex app.

Generally, the features of a basic accounting app include:

  • Basic transaction tracking
  • Simple financial reporting
  • Invoicing and basic expense tracking
  • User authentication and security features

Meanwhile, the complex version has a broader scope that might include:

  • Advanced reporting and analytics
  • Bank reconciliation and integrations with financial institutions
  • Payroll processing
  • Tax calculations and compliance tools
  • Custom integrations with other business systems
  • Security and encryption features
  • Cross-platform development (web, iOS, Android)
  • Scalable architecture for large user bases
  • Additional customization

Technology Stack and Platform

The choice of programming languages, frameworks, and databases influences development costs.

For example, using top iOS or Android app development frameworks can be more cost-effective, while custom or less common tech stacks will need more specialized skills, leading to higher costs.

Moreover, the platform and device support also influence your accounting app development cost.

For instance, developing for multiple platforms (e.g., iOS, Android, web) with a native approach can increase complexity and cost.

The Development Team

Teams with extensive experience in building accounting or financial apps may charge more, but they can also deliver a higher-quality product with fewer issues.

The geographic location of your development team impacts cost due to differences in hourly rates.

Teams in North America and Western Europe typically have higher rates, while teams in Eastern Europe, South Asia, or Latin America usually offer lower rates.

Design and User Experience (UX)

UX design plays a critical role in app development and significantly influences the overall cost.


A well-designed app offers an intuitive and seamless experience for users, which can require a huge investment in both time and resources. The scope can include creating:

  • Attractive visual aesthetic
  • Intuitive navigation
  • Responsive layout

Integrations and APIs

When building an accounting app, integrating with external services like bank APIs, payment gateways, or customer relationship management (CRM) systems is often essential to provide a streamlined experience.

However, properly integrating external services and creating robust APIs often involve extensive testing, error handling, and security considerations.

The processes aim to protect sensitive financial data, further adding to the overall accounting software cost.

How Long Does It Take To Build an Accounting App?

A simple accounting app with basic features might take 3 to 6 months to develop, while a more complex app could require 6 to 12 months or longer.

The timeline is influenced by factors such as design, development, testing, and quality assurance.

If you involve user feedback and iterative development cycles, they’ll extend the process as well.

How to Successfully Grow Your Accounting App

To grow your accounting app, ensure the app is user-friendly, reliable, and meets the needs of your target audience.

Suppose your target audience is small business owners and freelancers.

Your accounting app should prioritize simplicity and ease of use, as these users might not have in-depth accounting knowledge.

Meanwhile, if your target audience includes larger businesses, you might need to offer more advanced features because they’re most likely to experience complex accounting processes.

What Are the Risks and Challenges of Building an Accounting App?

Building an accounting app presents several risks and challenges that require careful management:

  • Data security and privacy. Given the sensitive financial information involved, an accounting app demands robust encryption, secure authentication, and compliance with data protection regulations like GDPR and PCI DSS.
  • Accuracy in financial calculations and reporting. Your app has to give precise calculations, as errors could lead to significant financial or legal issues for users.
  • Ever-changing laws and regulations. Your app needs to be up-to-date with the current accounting standards, tax laws, and compliance requirements.

Wrapping Up!

When considering an accounting app development cost, it’s important to understand that this investment can significantly upgrade your business operations.

However, note that several factors contribute to the overall cost, including the complexity of features, the technology stack, and the need for integrations with other systems.

At Intelivita, we specialize in creating custom accounting apps that fit your business needs and budget.

Whether you want a simple solution to manage invoices and expenses or a comprehensive platform with advanced analytics, we have the expertise to deliver!

Contact us today for a free consultation, and let’s discuss how our custom accounting app development services can provide a streamlined solution to your financial management needs.


Tuhin Bhatt is a co-founder of Intelivita, a leading Web and Mobile App Development Company. He helps passionate entrepreneurs build amazing tech products. Tuhin being a peoples man who has a passion to share his technical expertise with clients and other enthusiasts.

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